Solved! It was the certificates. There is a new Apple Worldwide Developer certificate that is to override the previous one that expires in 2023. The new one expires 2030. This began on Jan 28, 2021. According to the following article, if you are using Xcode 11.4.1, the new certificate will be automatically added to keychain
https://developer.apple.com/support/wwdr-intermediate-certificate/
I found on StackOverflow the following link which downloads the new certificate since I only have Xcode 11.0. After downloading, my two certs that were “not trusted” became “valid”
https://www.apple.com/certificateauthority/AppleWWDRCAG3.cer
Hope this helps someone!