Has anyone used xojo to create an integration with a payment gateway where you are passing level 2 and 3 data for lower interchange rates?
I don’t know what level 2/3 means but we implemented PayEezy with a client and got lower rates based on what data we passed them.
Bob
Most consumer credit cards are processed as level 1 data and are the highest interchange rates. If you want to reduce your credit card fees you have to submit level 2 data or level 3 data (which is the cheapest) and requires line item data like you’d see on an invoice.
We’ve already got an integration with authorize.net to do level 1 credit card processing, but authorize.net does not do level 2 or level 3 processing. They are not setup to accept the additional data items.
I found Payeezy’s info on First Data’s website, but can’t tell if they support level 2 and 3 processing.
We have a client that is doing large amounts on a monthly basis and we can save them quite a bit if we can get level 3 interchange rates. They would use Wells Fargo as their payment processor but WF uses Cybersource as the gateway and their integration methods are limited.
Rather than invent the wheel, I was hoping that someone would know a plugin that could be used with xojo to submit level 2 and 3 data.
Yeah, I know my client got better rates when we sent different data but I don’t know the details on it. Sorry.
I work for a CreditCardProcessing company and I’ve used our Gateway in Xojo apps before. We support level 2 and level 3 data.
Here’s our API Docs:
https://secure.bngpaymentgateway.com/merchants/resources/integration/integration_portal.php#integration_overview